Your deposits are protected up to B$50,000 per depositor, per member institution.
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Safeguarding Your Funds

Protecting Bahamian dollar depositors.

The DIC provides deposit insurance protection and support for Bahamian dollar depositors, contributing to the stability of the Bahamian financial sector through minimizing risk to depositors.

What is Deposit Insurance? Is Your Bank a Member?
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What is Deposit Insurance?

In simple terms, deposit insurance provides peace of mind if your bank or credit union is forced to close.

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Is Your Bank or Credit Union A Member?

Check the current member institution list to confirm your bank or credit union participates in the programme.

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Got Questions?

Visit the Frequently Asked Questions page for answers about coverage, claims, loans, and trust accounts.

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Coverage at a Glance

B$50,000 per depositor, per member institution.

Eligible Bahamian dollar deposits are covered at the same level for banks and credit unions.

B$50kMaximum insured amount
BSDBahamian dollar deposits
MembersBanks and credit unions
ClaimsAfter official closure action
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Learn more about deposit insurance.

Find information about the Corporation, deposit insurance coverage, member institutions, public resources, and frequently asked questions.

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Mission, organization, board, governance, fund, and legal framework.

Deposit Insurance

What it is, premiums, scope, payouts, and payment examples.

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Need more information?

Use the official contact details and office location if you need assistance with deposit insurance questions.

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